2351 Saw Mill Run Boulevard Pittsburgh, PA 15210 412-882-3123

Blog from Used Car World

Special Financing Program


   Have income? You’re approved! Down payments are as low as $500.00 (plus tax and tags). Bad credit, no credit, slow credit, good credit? NO PROBLEM! We accept buyers have had credit problems like bankruptcy, repossession, divorce and more. We work with multiple sub-prime lending companies and can get anyone financed.

  We don't care about your credit. We utilize a network of lenders that will finance even those with bad credit history. What our lending partners care about is your "stability and ability" or your ability to pay and the stability of your current situation.  Apply on our website for special financing and get an answer in minutes!


Program Requirements


  • Income - We accept any form of income as long as it can be verified via pay stubs, bank statements, job letters etc. Regular employment, fixed income, self-employment or any type of income that can be verified.

  • Residence - You'll need to have a regular residence where you can receive bills.

  • Down Payment - Down payment amounts vary depending on your situation and the type of car you want to purchase. They can be as low as $500.00. Most are a little more. It depends on you. Don't forget! We take trade-ins and if you have a trade to sell, you can use the value of your trade towards your down payment.



Required Documents

  • Identification

  • Proof of Residence

  • Bring a bill. It can be a utility bill or phone bill. Just make sure it includes your name and address.

  • Proof of Income

REGULAR WAGES: If you are a regular W-2 type employee, bring your pay stubs.

SELF-EMPLOYMENT: If you are self-employed or receive income but not pay stubs, bring whatever proof you have of the income. If you are unable to obtain any verification, you will need to bring bank statements as your proof of income.

FIXED INCOME: We accept all types of fixed income as income like pensions, SSI/SSD, and unemployment. Any fixed income that can be verified by award letter or deposits to your bank account will be accepted.

  • Insurance - You will need to get insurance if you  don't already have a policy. If you don't have insurance, we can help you get it at the dealership.

  • Down Payment -We take cash, check, money orders and credit cards. If you are writing a separate tax check, make sure you bring a check. If you are using a trade toward your down payment, make sure you bring the title to the vehicle.


We look forward to giving you a second chance at an auto loan! Click Here to apply online! We guarantee and approval by email in 10 minutes or less! And don't forget! If our special financing program doesn't fit your situation, we also have the Buy Here Pay Here guaranteed financing program with no credit check!

Buy Here Pay Here Program Details


No Income? You’re approved! Our Buy Here Pay Here program leaves no one out of a car loan. We don't even check your credit. If you're breathing, you're approved!

Many of our customers believe Buy Here Pay Here is the only route for their credit situation. In fact, most customers don't know that they are likely eligible for our Special Financing. Our lending partners don't care about your credit either! There's a good chance that we can get you a traditional loan with a better rate and a lower down payment! Check out our Special Financing page to see if Guaranteed Special Financing is a good fit for your situation!

What Do I Need?

  • Down Payment - Down payment amounts vary depending on the type of vehicle you want. Call one of our salesmen for specific down payment amounts on each car.Down payment problems? No worries! We take trade-ins! You can use the value of your current vehicle toward the purchase of your next vehicle. Click Here to see what you need if you are trading in your vehicle.


  • Identification

  • Insurance If you don't have insurance, we can help you get it!


That's it! We have finance programs to fit anyone's situation. The easiest and fastest way to find out how much you need down and what types of loans we can offer you is to fill out our online credit application. It's fast and easy and only has 6 required fields. Put in as much or as little information as you want. Click Here to apply online.

We guarantee an approval by email in 10 minutes or less!  We look forward to hearing from you! Call today and drive away!

Cash For Cars


Have a car? Need CASH? We will buy your car even if you're not buying from us! We have easy, fast and FREE trade-in appraisals online. We will give you the highest amount possible for your vehicle. Buying a car? Use your current vehicle as your down payment on your next vehicle. We have salesmen waiting to buy your car today!


Program Requirements

  • Title - You'll need your title if you want to sell your car.

  • Payoff -  If you still owe money on your vehicle, that's OK. We may still buy it! Call your lender and get your pay off amount. If you don't know how, we can help you at the dealership.


Required Documents

  • Title - Bring the title with you. If you still owe money on your current vehicle, that's OK.

  • Current Loan Information/10-Day Payoff - If you owe money to a lender, call them and ask for a 10-day payoff. They should be able to provide you with the payoff amount on your vehicle.


We make it as easy as possible for people to get CASH for their car. We look forward to buying your car today!